Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Watch Those Comparisons

Which is better, a hammer or a screwdriver? It depends on what you are trying to accomplish, doesn’t it? Both of them can be wonderful, or both of them can be useless. And even though you are comparing similar things (tools), it all depends on the task at hand, doesn’t it? Now, which is better, [...]

By | 2018-04-20T22:52:04+00:00 April 20th, 2018|Annuities|

Which Annuity Is Right For You?

Part 3 Last week I wrote about the different annuities that are available and the difference between them. This week, I hope to describe who may be best suited for each annuity. Fixed Annuity – As I wrote, this annuity earns a fixed rate of return. This annuity is best suited for someone who does [...]

By | 2018-04-09T16:14:56+00:00 April 6th, 2018|Annuities|

What Do Different Annuities Offer?

Part 2: Last week I wrote about what the experts think about annuities; how leaders such as Tony Robbins, Suze Orman, Dr. David Babbel, after doing much research, state that for the right person, at the right time, the right annuity can be very beneficial to enhance one’s retirement. So, what is the right annuity? [...]

By | 2018-04-09T18:27:19+00:00 March 27th, 2018|Annuities|

Buy Guarantees Not Promises

In the world of insurance, guarantees matter.  Consider the state of the insurance industry, what is guaranteed anymore?  Care insurance premiums are not guaranteed, just have a ticket or an accident and see what happens to your future premiums.  The same with Liability policies, fire insurance and almost any other category of third-party protection. Insurance [...]

By | 2018-04-18T02:15:41+00:00 March 10th, 2018|Annuities|

How Fixed Indexed Annuities Offer Guaranteed Income And Avoid Market Risk

From time to time clients ask me for an analogy about what Fixed Indexed Annuities are and how insurance carriers can provide upside potential and growth while insulating the annuity owner from downside market risks. An analogy from the world of real estate investing may help understand the concept. Many real estate investors would be [...]

By | 2018-03-11T00:15:28+00:00 February 26th, 2018|Annuities|

But I Don’t Want To Spend My Principal

As I speak with many of the callers to my radio show one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by the [...]

By | 2018-04-09T18:22:39+00:00 October 26th, 2017|Annuities|

ROBO-Advisors Invade Retirement Planning: Hurray!

Robots have become a certainty for our future, they lower the cost of almost every sector of American Industry.  The chart below shows us how the cost of robots has dropped as the cost of human workers have increased. One sector gaining an enormous foothold for robots is the financial guidance industry:  ROBO-Advisors. Have you [...]

By | 2017-11-08T22:44:31+00:00 October 16th, 2017|Annuities|