Annuities

Compare Variable Annuities With Fixed Indexed Annuities

  The category, annuity is a very broad term that covers two different types of actual products.  One is a security, the other is an insurance product.  There are numerous differences, this article will explain the details. There are two completely separate categories of annuities, their difference is like apples and oranges. Variable Annuities: Variable Read more >>

Houston, we have a problem!

Today, August 29th, 2017, day 4 of Hurricane Harvey, I am sitting at my computer In Houston, Texas, safe and secure for the time being. At this point, I do not know what awaits my fellow Texans who have been directly affected by the destructive winds and flooding Hurricane Harvey has produced. Nobody does. Like Read more >>

Two Basics You Must Know About Annuities

  Some people find annuities difficult to understand. This can be due to the many different types of annuities or the fact that they are so unique compared to other types of investments. People just haven’t encountered anything like them. However, if you need additional income for retirement, an annuity might be exactly what you Read more >>

The Dreaded Four Fears Of Retirement Planning

                    Every day I hear from those who come into my office four fears: 1. The fear of outliving my money 2. The fear of having to put off retirement 3. The fear of having to go back to work 4.  The fear of having to Read more >>

A Simple And Successful Approach For Your Nest Egg

In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first ever running race. Without any previous racing experience, he chose for his running debut one of the toughest races in the world: a 543-mile ultra-marathon stretching from Sydney to Melbourne. Besides Cliff Young, the race was comprised of young, Read more >>

Understanding Income Riders

By Robert P Kelly As I speak to so many callers to my Safe Money and Income Radio Show, I find that I spend a lot of my time undoing a lot of the misconceptions and even outright misrepresentations that a lot of them have about annuities and income riders. These problems arise because they Read more >>

Do Agents Use Annuities In Their Own retirement Plannings?

I get this question a lot from perspective clients, do you use annuities in your personal retirement planning? The simple answer is yes, absolutely. As a matter of fact, I have multiple annuities as part of my retirement portfolio. And, the reason I use annuities for my own retirement, is the same reason that anyone Read more >>

Charitable Gift Annuities Can Provide Benefits

If you have big dreams, a big heart…..but a shrinking pocket book (and resources), then a Charitable Gift Annuity may be an option for you. As a professional Insurance & Retirement advisor, I have been asked, “What are some of the non-traditional charitable gift giving opportunities by which someone may support their church or favorite Read more >>

Lessons From Eddy

A few years ago, we acquired Eddy. Eddy is a miniature donkey who was virtually homeless. He is just a little guy who was passed around from one house (broker dealer) to another. No one cared a whole lot about him as he was just a little guy, not enough assets to interest most brokers. Read more >>

Guaranteed Income Should Be Your Outcome

The other day I had a meeting with a couple, Mike and Susie, ages 60 and 56, they had heard my radio show on WBOB AM 600. I was getting all their financial information he was interested in what to do with his 401k (about $400,000), which was with a large investment company all in Read more >>

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