Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

But I Don’t Want To Spend My Principal

  As I speak with many of the callers to my radio show one of the first things many bring up is that they are interested in hearing more about what I have been talking about, but they do not want to look at anything that may eat into their principal. They are intrigued by [...]

By | 2017-11-08T22:45:50+00:00 October 26th, 2017|Annuities|

ROBO-Advisors Invade Retirement Planning: Hurray!

Robots have become a certainty for our future, they lower the cost of almost every sector of American Industry.  The chart below shows us how the cost of robots has dropped as the cost of human workers have increased. One sector gaining an enormous foothold for robots is the financial guidance industry:  ROBO-Advisors. Have you [...]

By | 2017-11-08T22:44:31+00:00 October 16th, 2017|Annuities|

Assumptions: Would You Bet Your Retirement On It?

The story goes like this: An economist and his friend are on a hike; dark clouds appear, and rain is certain. The friend says to the economist, “it looks like rain.” The economist looks at the dark sky and says, “well then, let’s assume we have an umbrella.” When you examine the economist’s remarks, it [...]

By | 2017-10-22T23:33:13+00:00 October 8th, 2017|Annuities|

Compare Variable Annuities With Fixed Indexed Annuities

  The category, annuity is a very broad term that covers two different types of actual products.  One is a security, the other is an insurance product.  There are numerous differences, this article will explain the details. There are two completely separate categories of annuities, their difference is like apples and oranges. Variable Annuities: Variable [...]

By | 2017-10-22T23:43:57+00:00 September 5th, 2017|Annuities|

Houston, we have a problem!

Today, August 29th, 2017, day 4 of Hurricane Harvey, I am sitting at my computer In Houston, Texas, safe and secure for the time being. At this point, I do not know what awaits my fellow Texans who have been directly affected by the destructive winds and flooding Hurricane Harvey has produced. Nobody does. Like [...]

By | 2017-10-23T00:04:43+00:00 August 31st, 2017|Annuities|

Two Basics You Must Know About Annuities

  Some people find annuities difficult to understand. This can be due to the many different types of annuities or the fact that they are so unique compared to other types of investments. People just haven’t encountered anything like them. However, if you need additional income for retirement, an annuity might be exactly what you [...]

By | 2017-10-23T00:08:55+00:00 August 24th, 2017|Annuities|

The Dreaded Four Fears Of Retirement Planning

Every day I hear from those who come into my office four fears: 1. The fear of outliving my money 2. The fear of having to put off retirement 3. The fear of having to go back to work 4.  The fear of having to cut back on my lifestyle These are genuine concerns and [...]

By | 2017-10-23T00:11:13+00:00 August 11th, 2017|Annuities|

A Simple And Successful Approach For Your Nest Egg

In the spring of 1983, a 61-year-old Australian sheep farmer named Cliff Young entered his first ever running race. Without any previous racing experience, he chose for his running debut one of the toughest races in the world: a 543-mile ultra-marathon stretching from Sydney to Melbourne. Besides Cliff Young, the race was comprised of young, [...]

By | 2017-10-23T00:13:32+00:00 August 8th, 2017|Annuities|