Bill Broich

About Bill Broich

Bill Broich is a well-known annuity expert with over 30 years of experience. He has written hundreds of articles on annuities and other financial topics, and has been a featured commentator on TV, Radio and the Internet. To follow Bill's profile, click here.
Toll-Free: 888.390.4211 | GVA,

Does Tax Deferred Growth Make Sense For You?

The definition of tax-deferred growth is this: An investment in which some or all taxes are paid at a future date, rather than in the year the investment produces income. When comparing tax-deferred accounts with annual taxable accounts, several factors need to be considered: · How soon will the funds be needed? · Are these [...]

By | 2018-04-18T02:25:14+00:00 March 16th, 2018|Retirement Planning, Uncategorized|

The Investment Pyramid For Asset Allocations

The Investment Pyramid For Asset Allocations The idea of an investment pyramid is based on building the foundation (the bottom) the middle (some risk but higher reward) and the top (high risk and high reward). The concept is simple, build your base and add the other portions as you work to gain your financial goals. [...]

By | 2018-04-18T02:21:12+00:00 March 15th, 2018|Retirement Planning|

Buy Guarantees Not Promises

In the world of insurance, guarantees matter.  Consider the state of the insurance industry, what is guaranteed anymore?  Care insurance premiums are not guaranteed, just have a ticket or an accident and see what happens to your future premiums.  The same with Liability policies, fire insurance and almost any other category of third-party protection. Insurance [...]

By | 2018-04-18T02:15:41+00:00 March 10th, 2018|Annuities|

The Golden Years Might Not Be What You Expect

Cruises, Golden Years sailing into the sunset? How will you spend your Golden Years? Where do you invest your hard earned and essential retirement funds? Planning It is vital and important, make sure you think about it in depth. Make sure you don’t forget to focus on a much more and impending need, healthcare. Not [...]

By | 2018-03-11T00:04:34+00:00 March 6th, 2018|Retirement Planning|

What Interest Rate Do Bonds Pay?

If an investor is thinking of investing in bonds, the first rule to learn is: a bond is nothing more than a debt instrument, a loan. Think of buying a bond like making a loan to a corporation, government, federal agency or other organization. Bond issuers understand that investors are not going to invest without [...]

By | 2018-03-15T07:59:37+00:00 January 10th, 2018|Bonds|

Are Municipal Bonds Really Tax Free?

Municipal securities, also known as "munis," are bonds issued by governmental entities such as states, cities, counties, and other organizations. The bonds are sold to raise money for public interest projects such as schools, bridges, roads and other municipal construction needs to benefit the public. Like all bonds, munis pay a specified amount of interest [...]

By | 2018-03-15T08:04:11+00:00 January 3rd, 2018|Bonds|

If You Don’t Get What You Want: Sue Them

Kentucky state employees recently filed suit against several private equity firms and their failure to provide rates of returns as expected. According to the lawsuit, Kentucky Retirement Systems, invested between $1.2 billion and $1.5 billion, with: • Blackstone Group • KKR • Capital Partners and • Pacific Alternative in August 2011. Based on the sales [...]

By | 2018-03-15T08:08:21+00:00 December 30th, 2017|Retirement Planning|

Promises And Guarantees Are Not The Same Thing

In the old movie, The Road to Morocco, Bing Crosby and Bob Hope show their pure comedic brilliance.  One of the best parts of the movie is when they become lost in a Moroccan desert and see a mirage, the outcome is hilarious.  Of course, the illusion is not real, and they end up quite [...]

By | 2018-01-12T04:12:57+00:00 December 6th, 2017|Investing|

The Biggest Problem Facing Retirees Is Medicare Reimbursements

We watch TV, read the news, use social media to keep informed, but doesn’t it always seem like the terrible things are happening elsewhere? Three things happened to me recently over the Thanksgiving break, things that you should make you pay attention. Please pay attention: The most significant problem facing retirees is not the cost of [...]

By | 2018-03-11T00:29:51+00:00 November 29th, 2017|Retirement Planning|