Bill Broich

About Bill Broich

Bill Broich is a well-known annuity expert with over 30 years of experience. He has written hundreds of articles on annuities and other financial topics, and has been a featured commentator on TV, Radio and the Internet. To follow Bill's profile, click here.
Toll-Free: 888.390.4211 | GVA,

Don’t Worry The Market Always Comes Back

(Private conversation between a stock broker and a client) Client: Mr. Broker, since the first of the year, my account invested with your recommendation, the Dow Jones Industrial Average has lost almost 10%, why? Broker: Don’t worry, the market always comes back. Client: Yes, but I was planning on retiring sometime this year and you [...]

By | 2018-07-07T19:21:04+00:00 July 7th, 2018|Annuities|

Choose An Annuity For Your Retirement Account

Fear and concern over yields with safe, secure money should be at the forefront for any retiree or person with limited resources. Especially if maintaining a current lifestyle is important and the goal. In an era of money market funds yielding next to nothing, fear of inflation, and concern regarding out of control government spending [...]

By | 2018-07-07T21:52:50+00:00 June 29th, 2018|Annuities|

Top 10 Retirement Planning Mistakes

            Planning for retirement requires understanding of your present situation and a focus on your goals. Mistakes are easily made and corrections are always necessary in order to meet the needed requirements for retirement. Below are 10 tips that could help you stay on track and to meet your goals. [...]

By | 2018-06-29T04:14:09+00:00 June 28th, 2018|Retirement Planning|

Management Of Annuity Taxation

A tax-deferred annuity provides tax deferral in which income tax on the yield on the original deposit of investment income is not charged during the investment period, as long as the funds remain on deposit in the annuity.  The tax liability is postponed until the annuity’s owner or beneficiary begins to receive (or accesses funds) [...]

By | 2018-06-29T03:14:44+00:00 June 28th, 2018|Taxes|

Does Tax Deferred Growth Make Sense For You?

The definition of tax-deferred growth is this: An investment in which some or all taxes are paid at a future date, rather than in the year the investment produces income. When comparing tax-deferred accounts with annual taxable accounts, several factors need to be considered: · How soon will the funds be needed? · Are these [...]

By | 2018-04-18T02:25:14+00:00 March 16th, 2018|Retirement Planning, Uncategorized|

The Investment Pyramid For Asset Allocations

The Investment Pyramid For Asset Allocations The idea of an investment pyramid is based on building the foundation (the bottom) the middle (some risk but higher reward) and the top (high risk and high reward). The concept is simple, build your base and add the other portions as you work to gain your financial goals. [...]

By | 2018-04-18T02:21:12+00:00 March 15th, 2018|Retirement Planning|

Buy Guarantees Not Promises

In the world of insurance, guarantees matter.  Consider the state of the insurance industry, what is guaranteed anymore?  Care insurance premiums are not guaranteed, just have a ticket or an accident and see what happens to your future premiums.  The same with Liability policies, fire insurance and almost any other category of third-party protection. Insurance [...]

By | 2018-04-18T02:15:41+00:00 March 10th, 2018|Annuities|

The Golden Years Might Not Be What You Expect

Cruises, Golden Years sailing into the sunset? How will you spend your Golden Years? Where do you invest your hard earned and essential retirement funds? Planning It is vital and important, make sure you think about it in depth. Make sure you don’t forget to focus on a much more and impending need, healthcare. Not [...]

By | 2018-03-11T00:04:34+00:00 March 6th, 2018|Retirement Planning|