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A Pile Of Cash: How Important Is It?

By Al Martinez Sure, when it comes to paying for something like a new car — cash talks. Cash can get you a better deal and eliminate interest payments. But more importantly than having cash is having cash flow. Cash flow is the true king. Cash flow is INCOME. Try thinking of your money from Read more >>

What Drives Your Financial Decisions?

By Rick J. Hahn  What drives your financial decisions? Is it Greed? Fear? Common sense?  Some Psychologists say that most financial decisions are made by most people in that order. The highest percentage starting with Greed, then Fear, and finally common sense. It has been my experience that that order may very well be correct.  Let’s Read more >>

Women Have Greater Retirement Needs

By Rick J Hahn It’s well known that on the average woman lives up to seven years. longer than men. This means that they have a greater need for retirement planning since they will be retired longer, and will need more funds. The problem is that many women, during their prime earning years, bring home Read more >>

3 Overlooked Tax Reductions That Will Shock You

By Joe Edgeworth There are the standard tax reductions every taxpayer knows about, but there are three others few realize that they can deduct to reduce their taxes. Plus a bonus!                 Volunteer work donations Many American volunteer their time and services to nonprofit organizations instead of making Read more >>

More Americans Are Drifting Into And Dying In Poverty

By Bill Broich According to 2014 census data, 10% of those 65 and older fell below the official poverty measure. That number rose to 14.4% by 2016. A big reason for this is that older people are more likely to use costly services like staying overnight in a hospital or in a skilled nursing home. What is Read more >>

Boston College Report about Medicare Drug Program

Boston College Report about Medicare Drug Program If you have been wondering about the new Medicare Drug Program, you are not alone. Singularly, this new change in Medicare signifies an attitude towards those needing the service and those who are able to pay. Boston College’s Center for Retirement Research’s recent report noted key findings such Read more >>

Dad Goes To Day Care

By Bill Broich There comes a time in the natural evolution of life that it makes sense to look for outside help when caring for your parents. Dad was still very vital and mostly self-sufficient but he was bored and needed more to keep himself occupied. The idea of finding an adult day care for Read more >>

See What The Insurance Industry Has Planned For Us

By Bill Broich Remember HAL in 2001, a Space Odyssey? It seemed at the time that space travel was something for the movies and yet, look what has happened. The future they say is now. That is going to be the truth for our industry, the annuity, life insurance and long-term care insurance industry. The Read more >>

The Importance Of Dental Health For Senior Citizens

The importance of observing dental hygiene stretches beyond just a smile. As teeth are one of the busiest organs of the human body, they need to be taken care of with utmost priority. Our oral health (dental health) is often neglected by our recklessness in eating habits and hygiene routines. Our overall wellbeing is dependent Read more >>

Baby Boomers And Mortgage Debt

I remember when our church in Emmett Idaho finally was able to retire the mortgage. Our parish had a pot luck dinner; several parish members spoke, including my mother, and then a ceremony to burn the mortgage. I was 11 years old then and knew nothing of money or a mortgage, what I do remember Read more >>

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