Review a wide range of topics that affect the business owner and can make the difference between success and failure.

Financial Survival Tips for Small Businesses – P1

Anytime the cash flow in a business, large or small, starts to tighten up, the money management of that business has to be run as a tight ship. Some of the things you can do include protecting yourself from expenditures made on sudden impulse. We’ve all bought merchandise or services we really didn’t need simply because we were in the mood, or perhaps in response to the persuasiveness of the advertising or the persuasiveness of the salesperson.

By | 2015-05-23T04:42:28+00:00 June 13th, 2012|Small Business|

Financial Survival Tips for Small Businesses – P2

You will find that most of your customers have the money to pay at least some of what they owe you immediately. To keep them current, and the number of accounts receivable in your files to a minimum, you should call them on the phone and ask for some kind of explanation why they’re falling behind. If you develop such a habit as part of your operating procedure, you’ll find your invoices will magically be drawn to the front of their piles of bills to pay.

By | 2015-05-23T04:44:31+00:00 June 13th, 2012|Small Business|

Joint Ownership: Does it make sense for you?

Joint Ownership: Does it make sense for you? Joint ownership of assets is a way for two or more people to own shares in an asset. The asset generally is real estate but can be other property such as a brokerage account, insurance company products or any other valuable property. The concept of joint tenancy [...]

By | 2013-09-25T12:50:33+00:00 June 7th, 2012|Small Business|

Raising Money Using a Self-Directed IRA

It is a natural tendency to keep savings, investments and business matters separate. To this end, the IRS has strict rules governing the use or withdrawal of investments for personal or business purposes, and financial planners will advise you not to dip you’re your 401(k) or a spouse’s retirement savings. The one exception to this [...]

By | 2013-09-25T12:51:12+00:00 June 7th, 2012|Small Business|

Small Business Equipment Leasing

Leasing required equipment to start a small business is a relatively attractive option as compared to outright purchase. Leasing equipment provides additional tax savings, requires no down payments and bears no risk of asset value depreciation. 100% of the payment made each month for the lease is tax deductible. This is an important difference when [...]

By | 2013-09-25T12:51:53+00:00 June 7th, 2012|Small Business|

Small Business Equity Financing Options

Equity financing basically means that you accept an infusion of capital in return for a percentage of the profits and handing over a certain measure of control over the business to the investor, or investors. While this is a highly personal decision, the fact remains that raising a large amount of capital necessary for taking [...]

By | 2013-09-25T12:52:59+00:00 June 7th, 2012|Small Business|

Small Business Funds – Earn Money by Investing

Most small and mid-sized business owners spend more time worrying about bringing in investments and additional funding than thinking about what to do with earnings and profits. A majority of small businesses simply leave excess cash in the bank at default interest rates. Bank interest rates vary from 1% to 4%, depending on the type [...]

By | 2013-09-25T12:53:53+00:00 June 7th, 2012|Small Business|

Small Business Grants – Tips

For many enterprising individuals thinking of starting a small business, but lacking the financial support, small business grants look, at first glance, as an attractive option. After all, it is free money and numerous granting authorities want small businesses to apply and make use of the funds – Just find the right grant, apply for [...]

By | 2013-09-25T12:54:38+00:00 June 7th, 2012|Small Business|

7 Ways To Finance A Start-Up

Obtaining financing for your new business will undoubtedly be one of the most frustrating things you will ever have to do. While all you see is unlimited potential for your business, all others seem to see is risk. In fact, 9 out of 10 business ideas never even see the light of day because of [...]

By | 2013-09-25T12:57:17+00:00 June 7th, 2012|Small Business|