Articles By Stephen Dybwad

Stephen is an independent financial advisor who believes the true art of financial guidance is not so much in the accumulation of assets but is in the preservation and distribution of those assets. Steve has been providing highly individualized financial guidance to clients across the nation for over 30 years. He is a popular speaker and lecturer and has formed several strategic alliances with accountants, attorneys, and other professionals to bring a multi-disciplined approach to the planning process.
March 28, 2024

/ Presented By

/ Edited By

In an era marked by unprecedented advancements in healthcare and steadily increasing lifespans, the phenomenon of longevity risk has emerged as a prominent concern, particularly for retirees. This term refers. . .

February 9, 2024

/ Presented By

/ Edited By

As retirees or those nearing retirement age begin to consider long-term care options, understanding the costs associated with nursing home care is critical to planning for the future. Nursing homes. . .

January 5, 2024

/ Presented By

/ Edited By

There is no magic number. Lifestyle Goals When planning for retirement, the pivotal question is how much money you need to save to ensure a comfortable and fulfilling post-career life.. . .

March 5, 2024

/ Presented By

/ Edited By

Disclaimer: Social Security benefits are designed to help financially. Please be sure you fully understand how the benefits work and ensure they are what you want. Consult the SS Administration. . .

November 9, 2023

/ Presented By

/ Edited By

A Multifaceted Approach Embarking on retirement is a significant milestone, one that is as much an emotional decision as it is a practical one. The ‘perfect retirement age’ is not. . .

October 17, 2023

/ Presented By

/ Edited By

Navigating October’s Market Madness: A Safer Way to Secure Your Retirement October has long been the stuff of nightmares for Wall Street, a month that’s given us some of history’s. . .

December 15, 2023

/ Presented By

/ Edited By

Navigating Social Security and Pensions Retirement may feel like a fresh new chapter, can’t it? It’s a time when you can kick back, pursue passions, and—hopefully—shed some of that workplace. . .

June 7, 2023

/ Presented By

/ Edited By

According to an AARP report, family caregivers in Indiana provided $10.8 billion in unpaid care to elders in 2019. Even now, as the pandemic has tapered down, it is likely. . .

March 23, 2023

/ Presented By

/ Edited By

As people plan for their retirement, one crucial aspect often overlooked is the cost of long-term care. With an aging population, increasing expenses faced by retirees and their families due. . .

February 22, 2023

/ Presented By

/ Edited By

Marriage can be a wonderful thing, tragically, 40-50% end in divorce. The legal and financial implications of a divorce can be complicated, but there are steps you can take to. . .

View The Best Annuity Rates Available Now

Annuities are a safe and reliable investment. They can transform your savings into a more predictable income. Speak with one of our qualified financial professionals today to find out how an annuity can offer you guaranteed monthly income for life.

Our unique system of “Pooled and Shared” articles by our authors, our outside contributors, and writing assistants provides efficiency, enhanced collaboration, and greater topic accessibility. This allows for a better utilization of content and productivity while delivering meaningful content to our readers.

Content in our posted articles is deemed to be accurate but topics, facts and laws can change. It is always a good idea to verify facts before making decisions. Always seek authorized and professional advice regarding financial decisions which includes investing, annuity purchases, tax planning, changes in a financial portfolio and retirement planning.

Protect Your Retirement

Our 20th edition of The Safe Money Guide, the standard of the industry.

Guaranteed Income
For Life

Speak with one of our qualified financial professionals today to find out how an annuity can offer you guaranteed monthly income for life.