Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Insider’s Guide To Variable Annuities

The lingering question about the success of variable annuities as a sales vehicle is on the surface difficult to understand. By examining it closely and using the “new car” concept of selling, the focus is on the allure, the new paint, the transformation of us as drivers being behind the wheel and on it goes.

By | 2017-10-08T21:05:25+00:00 February 19th, 2015|Annuities|

A Reality Check And The Annuity Bubble

The record stock market gains of 2013 and the market’s ability to ignore everything from poor earnings reports to last April’s announcement of a QE3 decline in Treasury buying should be seen as a new wave of "irrational exuberance."

By | 2015-05-21T02:57:31+00:00 October 28th, 2014|Annuities|

Outsource The Liability

We are now facing an economic situation similar to about 20 years ago, and I know from experience that you’re not going to like what’s about to happen to you and your important money.

By | 2015-05-21T03:33:19+00:00 October 13th, 2014|Annuities, Bonds|

Pros and Cons Of Variable Annuities

Having weathered the economic crisis in 2008 with most of their value intact, fixed rate annuities have become the standard for retirement savings. Variable annuities, on the other hand, try to accomplish more than that. Higher Risk investments may generate more income for the annuity holder, but this income can be reduced by the fees charged for maintenance of these accounts. In addition, if the market loses money, your account value decreases with it and fees still are charged on your variable annuity.

By | 2015-05-21T03:41:40+00:00 September 16th, 2014|Annuities|

How Fixed Indexed Annuities Work

Fixed Indexed Annuities are valuable tools for many who are planning their retirement. Along with a company pension and social security, a Fixed Indexed Annuity can provide the basis for guarantees in a retirement plan. Fixed indexed annuities are excellent investments that allow you to enjoy the benefits of interest linked to the market without being affected by market risks.

By | 2015-05-21T20:40:32+00:00 September 8th, 2014|Annuities|

Depression And Worry For Baby Boomers

Baby boomers are afraid of more than not being able to retire comfortably. They’re also afraid they won’t be able to afford necessary health care or even making ends meet. And as if that’s not enough, they’re also worried that their kids (or grandkids) will be moving back home.

By | 2015-05-21T03:55:49+00:00 July 30th, 2014|Annuities|

Evolution of Variable Annuities Doesn’t Mean Improvement

Once the financial marketplace began its shift in 2008, promises and contractual guarantees offered by variables annuities became a huge and monstrous potential liability for the industry. The liability was really a derivative, meaning a future promise paid for by consumers but expensive for the insurance companies to keep.

By | 2015-05-21T05:04:43+00:00 May 26th, 2014|Annuities|