Examine the different types of annuities and see if an annuity is the right fit for your retirement portfolio.

Annuity Sales Are Predicted to Grow In These States

Nearly 3 million people are likely to purchase fixed index annuities (FIA) in 2017. Three states lead this annuity buying increase: Texas, Florida and California with an estimated 720,000 households likely to purchase an annuity. California makes up 325,000 of those, a stunning 16.5% growth-rate over three years. Those three states make up 26% of [...]

By | 2017-10-23T02:11:55+00:00 April 3rd, 2017|Annuities|

Should An Annuity Be A Part of Your Retirement Portfolio?

Since 2014 the number of Americans retiring has increases to 4 million annually, more than 10,000 a day. From 2014 to 2034, about 80 million seniors are expected to retire which will strain Social Security and Medicare systems with the potential to lead to increased reductions in benefits. Couple this increase in the retirement ranks [...]

By | 2017-10-23T02:38:25+00:00 April 1st, 2017|Annuities|

Is An Annuity An Annuity, Or Is An Annuity An Egg?

Often, we hear about annuities and how many fees are “hidden” within them. So why would anyone consider an annuity? Annuities come in 2different sizes, those sold by stock brokers (variable annuity) and those sold by insurance agents (fixed annuities). Annuities sold by stock brokers are security products, annuities sold by insurance agents are insurance [...]

By | 2017-12-07T00:17:05+00:00 March 20th, 2017|Annuities, home-mid|

The Almighty Income Check  

In our working years, we work for income and savings. It’s all about income and the security it brings—the almighty paycheck. In our retirement years, we want our savings to go to work for us and create the income to continue the security in retirement; that’s the almighty income check. It’s important to realize the [...]

By | 2017-10-23T02:55:46+00:00 March 18th, 2017|Annuities|

Ask Before You Leap When Considering An Annuity

According to a recent CBS news report, the sales of fixed index annuities reached a staggering $19.2 billion in the USA for the fourth quarter of 2016. There has been an evident rise in the interest of the public towards the fixed-index annuity, as the sales of this plan for the same quarter last year [...]

By | 2017-10-23T02:59:11+00:00 March 13th, 2017|Annuities|

Elder Abuse And Tax Scam Issues

Regardless of what happens with the DOL ruling and other regulatory issues, one thing will become more and more relevant in our business.  Congress, the individual states and local agencies will turn a hard focus on elder abuse.    Elder abuse is increasing, at least the reporting of it is.  In the California community, we live [...]

By | 2017-10-23T03:07:54+00:00 February 22nd, 2017|Annuities, Taxes|

Wall Street’s Latest Attempt To Create An Annuity: Bond Tents

It never ceases to amaze me to what lengths Wall Street will go to with their products to make them pretend to be an annuity. Remember, all brokers want to do is make changes in your portfolio for if they can. The more changes, the more opportunities for compensation. It walks like a duck, looks [...]

By | 2017-10-23T03:29:19+00:00 November 29th, 2016|Annuities, Retirement Planning|

Why Buy An IRA When An Annuity Is Better?

The Federal Budget needs money, and spending will not go down, the deficit will increase. The federal government must find more sources of revenue through taxation. Should those saving for retirement choose an IRA? If you carefully examine the benefits of an IRA and the benefits of an annuity, the obvious choice is not an [...]

By | 2017-10-23T03:30:13+00:00 November 28th, 2016|Annuities, Retirement Planning|

To Be Or Not To Be: What Is An Annuity?

Guarantees or a future guess, which would you choose? Annuities are annuities, right?  The term annuity when used as a noun can mean two entirely different products. According to Investopedia, the definition of an annuity is: An annuity is a contractual financial product sold by financial institutions that is designed to accept and grow funds [...]

By | 2017-10-23T03:41:18+00:00 August 27th, 2016|Annuities|

Ask Questions To Find The Best Annuity For You

Questions can be your strongest asset when considering your important retirement money. Asking how, what, when, where and why can lead to dramatic results when asking about money. • How are my important retirement funds going to respond to market risk? • What are my options for eliminating unnecessary market risk? • When will I [...]

By | 2017-10-23T03:51:50+00:00 August 22nd, 2016|Annuities|