Annuities

Should An Annuity Be A Part of Your Retirement Portfolio?

By Lyle Boss Since 2014 the number of Americans retiring has increases to 4 million annually, more than 10,000 a day. From 2014 to 2034, about 80 million seniors are expected to retire which will strain Social Security and Medicare systems with the potential to lead to increased reductions in benefits. Couple this increase in Read more >>

Is An Annuity An Annuity, Or Is An Annuity An Egg?

By Bill Broich Often, we hear about annuities and how many fees are “hidden” within them. So why would anyone consider an annuity? Annuities come in 2different sizes, those sold by stock brokers (variable annuity) and those sold by insurance agents (fixed annuities). Annuities sold by stock brokers are security products, annuities sold by insurance Read more >>

The Almighty Income Check  

By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc. In our working years, we work for income and savings. It’s all about income and the security it brings—the almighty paycheck. In our retirement years, we want our savings to go to work for us and create the income to continue Read more >>

Ask Before You Leap When Considering An Annuity

By Rick Hahn According to a recent CBS news report, the sales of fixed index annuities reached a staggering $19.2 billion in the USA for the fourth quarter of 2016. There has been an evident rise in the interest of the public towards the fixed-index annuity, as the sales of this plan for the same Read more >>

Elder Abuse And Tax Scam Issues

By Bill Broich Regardless of what happens with the DOL ruling and other regulatory issues, one thing will become more and more relevant in our business.  Congress, the individual states and local agencies will turn a hard focus on elder abuse.    Elder abuse is increasing, at least the reporting of it is.  In the California Read more >>

Wall Street’s Latest Attempt To Create An Annuity: Bond Tents

By Bill Broich It never ceases to amaze me to what lengths Wall Street will go to with their products to make them pretend to be an annuity. Remember, all brokers want to do is make changes in your portfolio for if they can. The more changes, the more opportunities for compensation. It walks like Read more >>

Why Buy An IRA When An Annuity Is Better?

The Federal Budget needs money, and spending will not go down, the deficit will increase. The federal government must find more sources of revenue through taxation. Should those saving for retirement choose an IRA? If you carefully examine the benefits of an IRA and the benefits of an annuity, the obvious choice is not an Read more >>

To Be Or Not To Be: What Is An Annuity?

By Bill Broich Guarantees or a future guess, which would you choose? Annuities are annuities, right?  The term annuity when used as a noun can mean two entirely different products. According to Investopedia, the definition of an annuity is: An annuity is a contractual financial product sold by financial institutions that is designed to accept Read more >>

Ask Questions To Find The Best Annuity For You

By Bill Broich Questions can be your strongest asset when considering your important retirement money. Asking how, what, when, where and why can lead to dramatic results when asking about money. • How are my important retirement funds going to respond to market risk? • What are my options for eliminating unnecessary market risk? • Read more >>

Are You Concerned About Leaving Your Heirs Lump Sum Money?

By Bill Broich Need income and want to provide for your heirs?  Here is a simple method of accomplishing both goals.   Many people are very concerned about leaving a large amount of money to their children. They are concerned that the money may be spent foolishly and their children would be in trouble financially. If Read more >>

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