Annuities

One Huge Benefit for Annuity Owners

By Lyle Boss Almost all new annuity contracts provide an immediate benefit. Is it income? Is it safety? Is it freedom from market risk?  The answer to those questions is yes! Plus more. That’s the nursing home waiver. Annuity contracts have a provision that allows annuity owners to access most or even all the funds Read more >>

The No Exposure To Loss Gambling Machine

By Robert P Kelly If you had the opportunity to gamble in Las Vegas but were guaranteed that you would never lose, would you go?  Can you imagine the chaos that would envelope Las Vegas’s casinos if everyone won? Of course, we know that is only fiction and to make Las Vegas work there has Read more >>

Annuities – Confused? – Keep It Simple!

By Robert P Kelly As I speak with callers to my Safe Money & Income Radio Shows, I hear all sorts of ideas about what annuities are and what they can do. There is a lot of good information available, but at the same time there is a lot of conflicting information that leaves many Read more >>

Variable Annuity Sales Take Another Big Hit

By Steve Kerby Variable annuity sales are headed for their lowest annual sales in nearly two decades, since the mid 90’s, as their multi-year slide continues.  Broker dealers have been running from the current trend in “transparency” of products, and are now turning to products with stronger guarantees: fixed indexed annuities. (FIA) Sales of variable Read more >>

Annuity Sales Are Predicted to Grow In These States

By Al Martinez Nearly 3 million people are likely to purchase fixed index annuities (FIA) in 2017. Three states lead this annuity buying increase: Texas, Florida and California with an estimated 720,000 households likely to purchase an annuity. California makes up 325,000 of those, a stunning 16.5% growth-rate over three years. Those three states make Read more >>

Should An Annuity Be A Part of Your Retirement Portfolio?

By Lyle Boss Since 2014 the number of Americans retiring has increases to 4 million annually, more than 10,000 a day. From 2014 to 2034, about 80 million seniors are expected to retire which will strain Social Security and Medicare systems with the potential to lead to increased reductions in benefits. Couple this increase in Read more >>

Is An Annuity An Annuity, Or Is An Annuity An Egg?

By Bill Broich Often, we hear about annuities and how many fees are “hidden” within them. So why would anyone consider an annuity? Annuities come in 2different sizes, those sold by stock brokers (variable annuity) and those sold by insurance agents (fixed annuities). Annuities sold by stock brokers are security products, annuities sold by insurance Read more >>

The Almighty Income Check  

By William Jed Mayfield Retirement Income Specialist Mayfield Financial & Estate Protection Services, Inc. In our working years, we work for income and savings. It’s all about income and the security it brings—the almighty paycheck. In our retirement years, we want our savings to go to work for us and create the income to continue Read more >>

Ask Before You Leap When Considering An Annuity

By Rick Hahn According to a recent CBS news report, the sales of fixed index annuities reached a staggering $19.2 billion in the USA for the fourth quarter of 2016. There has been an evident rise in the interest of the public towards the fixed-index annuity, as the sales of this plan for the same Read more >>

Elder Abuse And Tax Scam Issues

By Bill Broich Regardless of what happens with the DOL ruling and other regulatory issues, one thing will become more and more relevant in our business.  Congress, the individual states and local agencies will turn a hard focus on elder abuse.    Elder abuse is increasing, at least the reporting of it is.  In the California Read more >>

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