Up Down Up Down Up Down

By Bill Broich With the nightly news comes the report on the day’s happenings in our national stock markets. Every day brings what has happened to America’s investments. The movement in the market affects more than 50% of America’s retirement funds. Some days it increases and some days it decreases. Many “experts” will sell you Read more >>

Income Riders Are The “Future”

By Bill Broich Do you remember as a child attending the local county fair and having your future read by “Madam” Zowee? I remember those days well, my first time I was about 8, and I was told I would grow up to play baseball for the New York Yankees! For a kid my age that Read more >>

Variable Annuity Companies May Face Huge Loss Of Revenue

By Bill Broich A recent article mentioned that Credit Suisse was evaluating how the new Department of Labor (DOL) “fiduciary” rule will affect companies depending on variable annuity fee income. The simple fact is this, variable annuities are losing their place in the market and will eventually be a simple add on product instead of Read more >>

10 Solid Reasons To Consider An Annuity For Your Retirement Foundation

By Bill Broich Annuities aren’t for everyone; you have seen me write about that often. But when you are putting together your “bedrock” foundation for your retirement plan, they can be essential to that planning. Think of layering, this about safety and security as your foundation. The very bottom you your foundation is Social Security, Read more >>

DOL And The Three Blind Mice

By Bill Broich The new Department of Labor rule change due in May 2016 will have a devastating effect on the annuity industry, those who sell them and those who buy them. Here is what will be the result of this new exposure with the DOL and the American people. The result will be completely Read more >>

Buy An Annuity And Earn 8%

By Bill Broich I am sure you have seen the ads for these possible rates of returns. In fact, Google to word “Annuity“ and feast your eyes on how much money you can earn by investing in an annuity. Wow, these are very high rates of interest when you consider banks pay 1%, and US Read more >>

New Department Of Labor Forthcoming Rules Redefining Fiduciary Could Be Bad For All

By Bill Broich I have been writing about and watching with great curiosity how the government moves more and more to control most aspects of our lives. The sheer ignorance of the new DOL proposal for new “rules” show a completely deftness towards how we as citizens would even consider living our lives.  Their definition of Read more >>

Solve The Retirement Solution By Climbing A Ladder

By Bill Broich Win the low interest rate war with this easy and safe approach to retirement planning. Planning for retirement?  Confused about what to do?  Should you leave your assets in growth mode or are you ready to run to safety?  These questions have no real right answer, the solution depends on your situation Read more >>

If You Don’t Want To Be A Fool Quit Acting Like One

By Bill Broich Recently, a well-known financial columnist suggested that annuities were a “foolish” choice. He went on to make several points to build support for his position and to gain attention for himself.  This person makes his living by being contrary, by suggesting the normal way of business is not accurate.  He does it Read more >>

The Federal Government And Their Slow Creep Over Our Lives

By Bill Broich At a speech recently SEC Commissioner Luis A. Aguilar suggested the need for more federal government oversight for the annuity industry. Not the variable annuity industry that the SEC currently regulates but the annuity industry managed by each individual state Department of Insurance (DOL). His decision was based on the amount of Read more >>

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