Annuities

Baby Boomers Are Learning The Secret That Income is King

By Bill Broich When was the last time you heard anyone say, “I am not worried about the stock market.” The financial crisis beginning in 2008 still hovers over all of us today. Equities’ sharp drop during the crisis, and their up-and-down ride recently, have encouraged investors to be more cautious with their money. Baby Read more >>

You Spell Annuity S-E-C-U-R-I-T-Y

By Bill Broich In the news, almost daily, there is more and more talk about annuities. So what exactly is an annuity? Simply, an annuity is an agreement (contract) between an organization (insurance company) to pay another an agreed upon benefit. The benefit can be in the form of periodic payments or a lump sum. Read more >>

Baby Boomers Love Guaranteed Income

By Bill Broich Our product has evolved into the mainstream (or vice versa) of important retirement planning.  It now offers guaranteed income riders that have changed the way retirement is planned.  And yet, it was only 10 years ago at a meeting in Des Moines when Sheryl Moore first suggested that an (guaranteed) income rider Read more >>

Volatility And Longevity

By Bill Broich That old saying, “the longer you live, the longer you live” seems to be much more pertinent.  As humans, American are living longer which translates to more time in the retirement portion of our lives.  Those of us looking for ways to continue our life style are faced with low interest rates Read more >>

Annuities: Love Them Or Hate Them

The Wall Street Journal recently had an article about annuities and why so many people should consider them.  The most significant reason why annuities are not 100% embraced is simple, people think of them as complicated and don’t understand them. David Blanchett makes a great case for why an annuity is important in the article Read more >>

Market Volatility: Safety Nets Are Available

By Bill Broich Several noted economists and distinguished investors are indicating a bumpy ride ahead for the stock market, not only in America but worldwide. Billionaire investor Carl Icahn, recently offered caution on national news when he declared, “The public is walking into a trap again as they did in 2007.” Most alarming of all Read more >>

Market Volatility Can Be Defeated: Retain or Gain!

By Bill Broich The stock market is up, the stock market is down, day after day.  Stress among many people worried about the future is very high. If you have experienced losses in your IRA and are worried about your future retirement options, answer a few questions to determine if the “Gain or Retain” system Read more >>

Billions In Fees Translates to Billions In Lower Retirement Income

By Bill Broich With the recent volatility in the stock markets worldwide, concern over the future of many people’s retirement accounts are at the forefront. Volatility as defined in the stock market means to many of us that sleeping well at night is elusive. In the past two days I have had a few calls Read more >>

30 Year Bonds Available Get Them While They Are Hot

By Bill Broich Our low interest rate environment may offer opportunity for long term bond investors, or does it? In a recent Bloomberg article regarding recent and large bond offerings, I couldn’t help but notice the mammoth size sale recently sold to fund VISA and their acquisition of VISA Europe. In the scheme of thing, Read more >>

The Zoo: Understanding Bulls, Bears and the Deer

By Bill Broich The financial world can seem much like a zoo. Over the years many terms now used derived from animals you may find at the zoo.  The reason is simple, the animal terms are easy for people to relate to.  As an example, a bear hibernates, so if the market is in decline Read more >>

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