Annuities

Wall Street’s Latest Attempt To Create An Annuity: Bond Tents

By Bill Broich It never ceases to amaze me to what lengths Wall Street will go to with their products to make them pretend to be an annuity. Remember, all brokers want to do is make changes in your portfolio for if they can. The more changes, the more opportunities for compensation. It walks like Read more >>

Why Buy An IRA When An Annuity Is Better?

By Bill Broich The Federal Budget needs money, spending will not go down, the deficit will increase. The federal government must find more sources of revenue through taxation. Should those saving for retirement chooses an IRA? If you closely examine the benefits of an IRA and the benefits of an annuity, the obvious choice is Read more >>

To Be Or Not To Be: What Is An Annuity?

By Bill Broich Guarantees or a future guess, which would you choose? Annuities are annuities, right?  The term annuity when used as a noun can mean two entirely different products. According to Investopedia, the definition of an annuity is: An annuity is a contractual financial product sold by financial institutions that is designed to accept Read more >>

Ask Questions To Find The Best Annuity For You

By Bill Broich Questions can be your strongest asset when considering your important retirement money. Asking how, what, when, where and why can lead to dramatic results when asking about money. • How are my important retirement funds going to respond to market risk? • What are my options for eliminating unnecessary market risk? • Read more >>

Are You Concerned About Leaving Your Heirs Lump Sum Money?

By Bill Broich Need income and want to provide for your heirs?  Here is a simple method of accomplishing both goals.   Many people are very concerned about leaving a large amount of money to their children. They are concerned that the money may be spent foolishly and their children would be in trouble financially. If Read more >>

Four More Reasons Rolling Over to an Annuity IRA Makes Sense

Commentary By Kim O’Brien InsuranceNewsNet Last week we discussed four reasons why rolling employer-sponsored funds into annuities make sense and help consumers to better prepare for retirement. This week we bring you four more. But first, let’s refresh our memories. The first four reasons were: CONTROL: Annuities put the CONSUMER in control of savings choices, Read more >>

Glass, Toilet Paper And Cell Phones

By Bill Broich What does glass, toilet paper and cell phones all have in common? The answer is this; 3 large American companies have turned to annuities to offset uncertainty in their pension obligations. PPG Industries, Kimberley Clark and Verizon are only 3 examples of large companies buying their way out of unknown future pension Read more >>

Baby Boomers Are Learning The Secret That Income is King

By Bill Broich When was the last time you heard anyone say, “I am not worried about the stock market.” The financial crisis beginning in 2008 still hovers over all of us today. Equities’ sharp drop during the crisis, and their up-and-down ride recently, have encouraged investors to be more cautious with their money. Baby Read more >>

You Spell Annuity S-E-C-U-R-I-T-Y

By Bill Broich In the news, almost daily, there is more and more talk about annuities. So what exactly is an annuity? Simply, an annuity is an agreement (contract) between an organization (insurance company) to pay another an agreed upon benefit. The benefit can be in the form of periodic payments or a lump sum. Read more >>

Baby Boomers Love Guaranteed Income

By Bill Broich Our product has evolved into the mainstream (or vice versa) of important retirement planning.  It now offers guaranteed income riders that have changed the way retirement is planned.  And yet, it was only 10 years ago at a meeting in Des Moines when Sheryl Moore first suggested that an (guaranteed) income rider Read more >>

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